Senior Counsel, Personal Banking

We’re on a mission to build the relationship-focused bank of the future and we’re looking for the passionate collaborators, innovators, advisors, and leaders who can get us there. Our distinct culture is built on a shared commitment to do what’s right for our clients, our people, and our communities, and we strive for excellence in everything we do. Because life at CIBC is not only what you do, but how you do it.
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The Senior Counsel, Personal Banking Payments is accountable for providing legal services and advice to CIBC’s Cards business and Innovation team and other areas of the bank as appropriate. They will also support other lines of business as necessary. The Senior Counsel, Personal Banking will provide ongoing legal advice on both transactional and regulatory matters. 
  • Legal Advice & Counsel -  Engage in negotiating, drafting and advising in respect of commercial contracts in support of Cards including with networks, suppliers, and partners. Provide proactive, responsive and sound legal advice in relation to regulations. Develop a point of view on emerging issues and trends including the use of data in the payments ecosystem.
  • Working Collaboratively – within the Legal Department and with multiple stakeholders from the Business, Risk and Compliance to resolve legal and regulatory issues and provide subject matter expertise. Keep the VP, Associate General Counsel, Personal Banking apprised of developments of key projects and escalate issues that may pose a potential legal risk to the business and/or organization. Act as a resource for other internal counsel by answering questions, suggesting approaches to problems, recommending resource materials and reviewing draft agreements. Develop and sustain good working relationships with designated lines of business by facilitating open communication and becoming familiar with the designated lines of business.
  • Authorities/Compliance - Review and draft changes to legal documents and discuss the changes with the senior management both within Legal and the Business. Use judgment and know when to escalate legal issues in a timely manner. As an employee of CIBC, the incumbent must comply with all applicable CIBC and lines of business policies, standards, guidelines and controls.
  • Legislation Knowledge - Keep apprised of developments in legislation and case law, bring such developments to the attention of the VP, AGC, and assist in the identification and assessment of such developments for the designated lines of business. Recommend changes to agreements, policies and procedures to ensure compliance with applicable legal requirements, mitigate reputational risk, reduce exposure to legal liability and advise in a manner consistent with CIBC’s risk appetite statement.


  • You’re a certified professional.  Successful Candidate must have Bachelor of Laws/Juris Doctor/Bachelor of Civil Laws, call to the Bar of a Canadian jurisdiction and be a member in good standing with applicable provincial/territorial Law Society with 6 years relevant experience.
  • You give meaning to data. You enjoy investigating complex problems, and making sense of information. You're confident in your ability to communicate detailed information in an impactful way.
  • You act like an owner. You thrive when you're empowered to take the lead, go above and beyond, and deliver results.
  • You're driven to succeed. You are motivated by accomplishing your goals and delivering your best to make an impact.
  • You look beyond the moment. You make decisions and take actions that will make a difference today and tomorrow. You proactively seek new opportunities to define what's possible.
  • Values matter to you. You bring your real self to work and you live our values – trust, teamwork and accountability. 

What CIBC Offers

At CIBC, our people are our greatest asset. You’ll become part of a diverse community that acknowledges everyone’s unique talents, and empowers teams to do what’s right for the client, and to do it well. As part of our team, you will:

  • Thrive: Benefit from an open and approachable culture that provides the flexibility and support you need to integrate your life at work and at home
  • Connect: Work in a place where the right technology and infrastructure fosters innovation, collaboration and creativity
  • Develop: Grow your skills and career through our best-in-class onboarding experience, ongoing learning opportunities, individual development planning, and comprehensive product training
  •  Prosper: Share in our collective success with a competitive salary, incentive pay, banking benefits, health benefits program, and employee share purchase plan

What You Need to Know

CIBC is committed to creating an inclusive environment where all team members and clients feel like they belong. We seek applicants with a wide range of abilities and we provide an accessible candidate experience. If you need accommodation during the application or interview process, please contact

  • You need to be legally eligible to work in Canada at the location(s) specified above and, where applicable, must have a valid work or study permit
  • This is a regular full time role with a schedule of 37.5 hours each week. Your hours may vary depending on business needs.

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